Platform Capabilities
Commerce Hub for Platforms is organized into modular capabilities that support every stage of your platform's lifecycle. Each capability addresses a specific business need and can be implemented independently or combined to create a complete platform solution.
Whether you need participant onboarding, payment acceptance, funds management, payouts, or embedded financial services, you can select the capabilities that align with your business requirements today and expand as your platform evolves.
Onboard Participant
Enables your platform to onboard and verify businesses and individuals participating in your ecosystem.
Key capabilities
- Participant registration
- Identity and business verification
- Compliance screening
- Participant profile management
- Account and payout enablement
Business outcome
Accelerate participant activation while maintaining compliance and reducing operational risk.
Pay-Ins
Enables your platform to accept payments from payees through supported payment methods.
Pay-Ins provides the foundation for transaction processing and enables funds to be distributed according to your platform's business rules.
Key capabilities
- Buyer payment processing
- Payment authorization
- Payment capture
- Settlement processing
- Transaction management
Business outcome
Enable buyers to complete transactions seamlessly and support efficient revenue collection.
Funds Management
Control how funds are distributed across participants within your platform.
Funds Allocation automates the movement of funds by applying platform-defined allocation rules and financial logic.
Key capabilities
- Seller proceeds distribution
- Platform fees
- Management of reserves and holds
- Adjustments and corrections
- Settlement instructions
Business outcome
Automate complex fund distribution workflows and reduce manual reconciliation efforts.
Payouts
Enables your platform to distribute funds to sellers and recipients efficiently and reliably.
Payouts supports multiple disbursement models and provides visibility into payout activity across your platform.
Key capabilities
- Domestic payouts
- Cross-border payouts
- Scheduled payouts
- On-demand payouts
- Payout tracking and status visibility
Business outcome
Deliver funds to participants efficiently while improving transparency and payout reliability.
Reporting
Gain visibility into participant activity, transactions, balances, and payouts.
Provides operational insights that help the platform team monitor performance, manage day-to-day operations, and support platform growth.
Reporting includes
- Participant activity monitoring
- Payment reporting
- Balance visibility
- Payout reporting
Business outcome
Improve operational visibility and enable data-driven decision-making across your platform.
Embedded Finance
Extend your platform with additional financial services. Accounts & Wallets provide participants with access to balances, account experiences, and stored value capabilities.
These services support the management of funds prior to payout or other financial activities.
Wallet and Closed-Loop Accounts
- Checking and open-loop accounts
- Wallet experiences
- Virtual account issuance
- Stored value capabilities
- Account-based financial services
Business outcome
Increase participant engagement and unlock new revenue opportunities through integrated financial experiences.
Related Topics
- Integration Approaches – Explore available integration approaches that fit best for your use case.
- Build Your Platform – Learn how capabilities work together across the platform lifecycle.
- Platform Onboarding - Learn about the platform onboarding requirements.